Planning your Will

By Melissa Broad, Contributing Writer.

If you have a small family and want to leave your entire estate to them, writing your will is fairly straightforward. However, if your situation is a little more complicated, you will need to plan more carefully – for example, if you have many people between which you would like your estate to be divided. Either way, don’t keep putting it off. Make sure what you leave behind will go to the people you intended.

Step 1

Start by thinking about what you would like to leave and to whom, then speak to your family about it. They may have suggestions you haven’t thought of.

 

Step 2

Look at the different options for writing your will. The best option depends on how complex your wishes are:

  • You can buy a template will document from the store at a small cost if your wishes are uncomplicated.

  • A simple will covers the basics. This is perfect for if you have straightforward instructions and a small immediate family to whom you plan on leaving your estate.

  • A complex will can cost slightly more and may be more complicated as it is intended for those who have been divorced and have a second family.

  •  A specialist will is required when trusts or overseas properties are involved, or if you want tax planning advice. Expert to pay a higher fee for one of these documents.

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